:root{
  --ink:#143229;--green:#2e9e6b;--green-d:#1f7a50;--teal:#0f766e;
  --paper:#ffffff;--soft:#f3f8f5;--soft2:#eaf3ee;
  --text:#20302b;--muted:#5b6b64;--line:#dfe8e3;--warn:#b4531a;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--text);
  font:400 18px/1.65 "Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
img{max-width:100%;height:auto;display:block}
a{color:var(--green-d)}
h1,h2,h3{font-family:"Fraunces","Inter",Georgia,serif}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.narrow{max-width:760px;margin-left:auto;margin-right:auto}
.c{text-align:center}
.muted{color:var(--muted)}
.skip{position:absolute;left:-999px;top:0;background:var(--green);color:#fff;padding:8px 14px;border-radius:0 0 6px 0;z-index:50}
.skip:focus{left:0}

/* header */
.top{background:var(--ink);position:sticky;top:0;z-index:40}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand-name{color:#fff;font-family:"Fraunces",serif;font-weight:700;font-size:22px;letter-spacing:.2px}
.brand-mark{display:inline-flex;align-items:center;justify-content:center;
  width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,var(--green),var(--teal));
  color:#fff;font-family:"Fraunces",serif;font-weight:700;font-size:16px;letter-spacing:.5px}
.brand-mark.sm{width:30px;height:30px;font-size:13px}
.nav{display:flex;gap:4px 22px;flex-wrap:wrap}
.nav a{color:#cfe4d9;text-decoration:none;font-weight:600;font-size:15px;padding:4px 0;
  border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current=page]{color:#fff;border-bottom-color:var(--green)}

/* hero */
.hero{background:linear-gradient(170deg,var(--soft2),var(--paper));padding:56px 0}
.hero-in{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.hero-img{border-radius:16px;box-shadow:0 18px 44px rgba(20,50,41,.14);width:100%}
.kicker{margin:0 0 10px;color:var(--green-d);font-weight:700;letter-spacing:.09em;
  text-transform:uppercase;font-size:13px}
.h1{font-weight:700;font-size:clamp(30px,4.6vw,50px);line-height:1.08;margin:0 0 18px;color:var(--ink)}
.h2{font-weight:600;font-size:clamp(24px,3vw,34px);line-height:1.2;margin:0 0 14px;color:var(--ink)}
.lead{font-size:20px;color:var(--muted);margin:0}
.lead.dark{color:var(--text)}

/* page head */
.pagehead{background:linear-gradient(170deg,var(--soft2),var(--paper));padding:48px 0 40px}

/* sections */
.sec{padding:56px 0}
.sec.soft{background:var(--soft)}
.sec-sub{color:var(--muted);max-width:620px;margin:0 auto 34px}

/* cards */
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{display:block;text-decoration:none;color:var(--text);background:#fff;
  border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 32px rgba(20,50,41,.12)}
.card img{width:100%;aspect-ratio:16/10;object-fit:cover}
.card h3{margin:18px 18px 8px;font-size:21px;color:var(--ink);font-weight:600}
.card p{margin:0 18px;color:var(--muted);font-size:16px}
.card .more{display:inline-block;margin:14px 18px 20px;color:var(--green-d);font-weight:700;font-size:15px}
.card.mini{padding-top:6px}
.card.mini h3{margin-top:14px}

/* article */
.article{font-size:18px}
.article .banner{width:100%;border-radius:14px;margin:0 0 28px;box-shadow:0 12px 30px rgba(20,50,41,.12)}
.article h2{margin:34px 0 12px;font-size:27px;color:var(--ink);font-weight:600}
.article p{margin:0 0 16px}
.article .next{margin-top:30px;font-weight:700}
.legal h2{font-size:23px;margin:30px 0 10px}

/* lists */
ul.ticks{list-style:none;padding:0;margin:0 0 16px}
ul.ticks li{padding:8px 0 8px 32px;position:relative}
ul.ticks li:before{content:"";position:absolute;left:4px;top:14px;width:12px;height:7px;
  border-left:3px solid var(--green);border-bottom:3px solid var(--green);transform:rotate(-45deg)}

/* faq */
.faq{margin:0 0 30px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:4px 20px;margin:0 0 12px;background:#fff}
.faq summary{cursor:pointer;font-weight:600;font-size:19px;padding:14px 0;color:var(--ink);font-family:"Fraunces",serif}
.faq details[open] summary{border-bottom:1px solid var(--line)}
.faq details>div{padding:14px 0 6px}
.faq p{margin:0 0 12px}

/* callout / disclaimer */
.callout{background:var(--soft2);border:1px solid var(--line);border-left:5px solid var(--green);
  border-radius:12px;padding:22px 24px;margin:30px 0 0}
.callout.small{margin:28px 0 0;padding:16px 20px;font-size:16px;color:var(--muted)}
.callout .co-h{margin:0 0 8px;font-size:20px;color:var(--ink);font-weight:600}
.callout p{margin:0 0 10px}
.callout p:last-child{margin-bottom:0}

/* button */
.btn{display:inline-block;background:var(--green);color:#fff;text-decoration:none;font-weight:700;
  padding:13px 26px;border-radius:8px;border:2px solid var(--green);margin:6px 0}
.btn:hover{background:var(--green-d);border-color:var(--green-d)}

/* footer */
.foot{background:var(--ink);color:#bcd4c9;padding:40px 0}
.foot-in{text-align:center}
.foot-brand{display:flex;align-items:center;justify-content:center;gap:10px;color:#fff;
  font-family:"Fraunces",serif;font-weight:700;font-size:20px;margin-bottom:10px}
.foot-note{max-width:620px;margin:0 auto 18px;color:#9fbcb0;font-size:15px}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 20px;justify-content:center;margin-bottom:18px}
.foot-links a{color:#dcefe6;text-decoration:none;font-size:15px}
.foot-links a:hover{color:#fff;text-decoration:underline}
.foot-disc{max-width:720px;margin:0 auto 14px;font-size:13.5px;color:#8faea2;line-height:1.55}
.foot-disc strong{color:#cfe4d9}
.foot-copy{margin:0;color:#7a968b;font-size:13px}

@media (max-width:860px){
  .hero-in{grid-template-columns:1fr;gap:28px}
  .hero-img{max-width:520px;margin:0 auto}
  .cards3{grid-template-columns:1fr}
  .sec{padding:44px 0}
}
.hero-in>*,.cards3>*{min-width:0}
@media (max-width:480px){
  .nav{gap:4px 14px}.nav a{font-size:14px}
  .brand-name{font-size:19px}
}